Where Can I Find Independent Financial Advice?
Not everyone enjoys dealing with finances. Even the best and brightest refuse to balance their checkbooks and bounce checks simply for lack of interest in the subject. But even sticklers who have their checkbooks balanced to the penny every day frequently find the need to get some independent financial advice. But where?
Depending on the type of financial advice you need will depend on the type of company or person you go to. If you need advice about stocks or mutual funds, you’re always taking a chance by dealing with a specific company. Stock brokers / financial advisers are limited to selling you products their firm sells, and of course they will always promise that whatever they recommend is the best solution for you.
At that point, you need to understand that the person whose financial situation he is primarily concerned about is his, not yours.
Of course, there are many reasons besides investing that you might need some financial advice. Not everyone who offers advice is on commission, but he might not be an expert in the topic either. If you are looking for perhaps some advice on mortgages, you can certainly get free advice at any bank. Sure, they’ll try to get to apply because they, too, are probably on commission, but since all mortgages are pretty similar aside from their APR, the advice should fit any bank you decide to do business with.
If you are looking for perhaps some advice for planning for the future, most large financial groups will do a complete financial review for you, but these can cost thousands of dollars and sometimes the resulting information is meaningless since their entire goal is not really to help you with your finances, but to sell you products that will help “manage” your finances.
If you need help with getting out of debt, paying bills, finding students loans, or if you have questions about mortgages, start with a CPA – Certified Professional Accountant. They don’t sell products. They will probably charge you for an of time, but they have experience in all areas of finances and can at least steer you in the right direction.
Need Financial Advice but don’t know who to trust? Find out how Independent Financial Advice can be your lifeline! Learn all about getting advice on your debt and other finances today before it’s too late!
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